The program stopped me from filing for bankruptcy and reduced my APR and monthly payments.
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Discover 10 Effective Strategies for Managing Your Debt. Clearing your debt requires earning more income than you spend and carefully distributing the surplus towards your outstanding balances. While this may seem challenging, it is certainly achievable. Although debt has become a common aspect of many people's lives, it doesn't mean you have to accept it as the norm. Shockingly, the average family household carries a staggering $9,000 in credit card debt.
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